“Arranging a remortgage by yourself can be time consuming and confusing as there are so many options available. We can help provide peace of mind as we search the whole market to find the best deal for you saving you time and worry.”

exchange wealth management mortgages equity release protection insurance financial planning liverpool merseyside

Ian Ward CeMAP CeRER


exchange wealth management mortgages equity release protection insurance financial planning liverpool merseyside

When the initial offer rate on your mortgage comes to an end, you have the opportunity to remortgage. This is where you repay the existing mortgage debt with a new mortgage. Typically home owners remortgage to find a better deal and save money on their monthly repayments. Or they use it as an opportunity to raise money and release some of the equity in their home to pay for home improvements or consolidate debts.

There are thousands of remortgage products available to home owners and it can be very time consuming and challenging to find the best deal for your needs. That is where seeking financial advice from a qualified Mortgage Adviser can help. At Exchange Wealth Management Mortgages we compare your current deal against new deals and present you with our recommendations. We explain why those new mortgages would be suitable for you and once you have made a decision we apply for the new mortgage on your behalf.

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £595.00 To understand the features and risks ask for a personalised illustration.

Remortgage to save money
Remortgage to raise money
Financial advice for remortgages

Remortgage to save money

It could have been 2,3 or 5 years since you took out your last mortgage. There may be lower interest rates available to you now which could improve your monthly repayments. It could be that your circumstances have changed since you took out your last mortgage and that has an impact on the type of mortgage you can apply for now. Whatever your circumstances it is important that you make an informed decision before committing to a remortgage. Talking to one of our Mortgage Advisers can provide you with peace of mind that you haven’t missed out on a great mortgage rate. Also you need to invest time in sourcing a mortgage. At Exchange Wealth Management Mortgages we take the leg work out of finding the best deal for your needs.

Remortgage to raise money

Home improvements can add value to your property and one of the ways in which many home owners find the money to pay for it is by releasing some of the equity in their homes through a remortgage. This is where you borrow more on a new deal than you owe on your current mortgage. You need to have enough equity in your property to be able to do this but this is where we can help. You may wish to raise money from a remortgage to consolidate existing debts or buy a new car. Mortgage lenders always ask what the money will be used for and we can provide advice on what is and what is not allowed.

Financial advice for remortgages

Even if you have not come to the end of the special rate for your mortgage it could be that you are paying too much. Contact us at Exchange Wealth Management Mortgages and one of our experienced Mortgage Advisers will be happy to talk through your current deal and assess whether you could save money. Our initial consultation is free of charge so it costs you nothing to find out if you could get a better mortgage. Fill out the contact form, send us an email or call our office and we will be happy to help.

Get in touch with our team of experts

✓ Independent, whole of market mortgage advice

✓ Experienced, qualified Mortgage Advisers you can trust

✓ Free of charge initial consultation to discuss your mortgage needs

✓ Excellent customer service proven by client testimonials

✓ Experts in many different types of property finance

✓ Access to intermediary-only mortgage products

✓ Saves you time sourcing and arranging the mortgage

✓ We help complete all the paperwork and online forms

✓ You receive regular updates on the progress of your application

✓ We are members of the Equity Release Council

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