Home Insurance

Buying your home is likely to be the biggest investment you will ever make. Any home owner knows that unfortunately the unexpected can happen at any time and your property may become damaged through no fault of your own. Taking out buildings insurance means that you have the peace of mind that if anything goes wrong you have the right to make a claim for the cost of repair.

Buildings insurance is a type of home insurance and many people are happy to arrange this themselves. There are however many different levels of buildings insurance from many different providers so how do you know that you have the best level of cover for the best price based on your own individual needs? If you are looking for home insurance, we recommend taking advice from a specialist at Willson Grange Mortgages so that you fully understand what you are covered for and what excess you might have to pay in the event of making a claim. Also, we recommend take out buildings insurance with a provider you can trust and who will deliver excellent service in your time of need. As independent advisers we can search the whole of market and provide recommendations not just based on price but also based on the service you would receive if you were ever to make a claim on your buildings insurance.

Contents insurance provides a pay out to replace the belongings in your home that have been damaged, destroyed or stolen. Contents include items like your TV, laptop or phone and also furniture, jewellery, watches and also any clothes, shoes or handbags. When buying contents insurance you need to be aware that there are always terms and conditions that apply when making a claim on your contents insurance policy. There will be an excess when making a claim so you need to be comfortable with the amount you will need to pay. This is something you decide at the point of taking out the policy. Also, you may not receive the original full amount you paid for the item and you might have to provide proof of owning certain items in the first place. Our advisers at Willson Grange Mortgages have years of experience in helping clients arrange their contents insurance policies and really help clients by making them aware of the small print.

If you are looking for buildings and contents insurance at the same time, you have the option of taking out a combined policy to protect your home and belongings in the event of damage or theft. This means you have one policy with one insurer and one provider to call in the event of making a claim.

We pride ourselves on delivering impartial and independent financial advice you can trust. Whether you are taking out a mortgage or remortgage, you will need to make sure that you have home insurance in place that will provide the financial support you need in the event of making a claim. To talk to a Willson Grange adviser about your home insurance complete our enquiry form, call our offices or send us an email and we will be happy to help.